Okay, 1st off we don't have a lot of money....at all. We have a 2004 Jeep and a 2001 Camry. The camry has 150,000 miles on it and my husband wants to trade it in, and get a new car. This would mean a car payment, when money is already tight. We have both current cars paid off. Not only would this mean a car payment, but b/c we wants to get a newer car I am sure our insurance would go up as well. The only PLUS I have for this is the high amount of miles on the camry. I have herd, however, that Camrys last awhile. Should we keep it...or trade it in?

If money is so tight then how are you going to be able to afford the new car payment and the full coverage insurance the lending institution requires?