im interested in leasing 2010 FJ Cruiser. msrp $32,289 with $5,000 down payment for 36 months. i've got money for a down payment and a job just haven't established credit yet nor do i have a cosigner. I'm 18.

things i have:
• money for a good down payment
• money for title & registration
• a source of income
• ss#
• valid driver's license
• good driving record


things i lack:
• credit
• co-signer

believe me i know it doesn't look appealing to lenders but there's loopholes with virtually everything. ive gotta make this work so are there any ways around this. id really appreciate it. thanks.